Secure your future Today
Take control of your future with our comprehensive pension scheme, start today and let us help you turn your retirement dreams into reality.
Benefits of Pension Scheme
Discover the advantages of our Pension Scheme, to secure your financial future with ease.Old Age Retirement Benefit
- Your pension is calculated based on your years of service and ensures financial stability throughout your retirement years. Pension grows incrementally with each additional year of service by 2%, e.g 30% for 15 years, 32% for 16 years.
Early Retirement Benefit
When faced with physical or mental incapacitation that renders you unable to continue working for a salary, you have the option to apply for early retirement benefits, whether you are at retirement age or not, you get the full benefit through out retirement years
Invalidity Benefit
This benefit is available if you become unable to work or carry out normal activities due to an accident or illness that is not related to your job(invalid). To qualify for this benefit, you must have been a registered contributing member of RSSB for at least 3 years and have contributed for at least 6 months within the 12 months prior to becoming invalid.
Survivor's Benefit
As survivors of a pensioner, you are not left out. The pensioner’s amount would be split across the survivors within the family, either as a lump sum or as a pension payment.
Medical Insurance Benefit
As a pensioner, you have the option to continue using our Medical Insurance (RAMA). Only 7.5% of your monthly pension is deducted, you and your family stay insured.
SCHEMEIn Numbers
48K
Per month5Bn
Per month40Bn+
Per year13.4%
Per yearWho is eligible to contribute?
Find out if you are eligible to contribute, with our comprehensive plan and start contributing today.Public Servants
You are eligible if you are an employee governed by the General Statutes for Public Service and civil servants governed by special statutes.Political Appointees
You are eligible if you are a political appointee in the nation of Rwanda, regardless of nationality.Legal Int'l Org Employees
You are eligible if you are an employee of an international organization, national non-governmental organizations, international non-governmental organizations, faith-based organizations, or employees of Embassies accredited to Rwanda.Legal Employees
You are eligible if you are an employee governed by the Law regulating labor in Rwanda, irrespective of nationality, type of contract, duration of the contract, or the amount of wages.I do not fit in the above categories, but I want to contribute voluntarily
Voluntary insurance allows individuals who are not covered by social security laws to join the scheme independently. To do so, they simply need to apply and pay the required contribution rate, which is typically 12% of their fixed salary.
Transforming Lives
Don’t just take our word for it, the pension scheme has been transforming lives
How Do I Claim Benefits
Easily navigate the process of claiming your pension benefits with our step-by-step process.
Track your Contributions, Apply for Pensions
Take no trips to RSSB physical branches to apply for old age pension, or to get your report on your contributions. Stay financially aware of your pension and ensure your employer stays compliant.